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Terms of Service

Last updated: April 21, 2026

These Terms of Service ("Terms") govern your access to and use of marcillyaiplaybook.it.com, igtrialreels.com, and related digital products (collectively, the "Service") operated by Cognival LLC ("we", "us"). By accessing the Service or purchasing any product, you agree to be bound by these Terms.

1. Eligibility

You must be at least 18 years old and legally able to enter into contracts to use the Service or purchase products.

2. Products and License

When you purchase a digital product (including Marc Illy's AI Playbook and related materials), we grant you a non-exclusive, non-transferable, revocable license to access and use the product for your own personal or business purposes. You may not resell, redistribute, republish, or share the product, in whole or in part, without our prior written consent.

3. Payment

Payments are processed securely through Stripe. Prices are listed in USD unless otherwise specified. By placing an order you authorize us to charge the payment method you provide for the full order amount, including any applicable taxes.

4. Refunds

Refunds are governed by our Refund Policy. Please review it before purchasing.

5. No Guarantee of Results

The Service provides educational content and resources. We do not guarantee any specific income, business, career, or other outcome. Examples and testimonials reflect individual results and are not typical. Your results depend on your effort, skill, market conditions, and other factors beyond our control.

6. Intellectual Property

All content on the Service — including text, graphics, logos, videos, and course materials — is owned by Cognival LLC or its licensors and is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our permission.

7. Acceptable Use

You agree not to:

8. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the maximum extent permitted by law, Cognival LLC and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the Service. Our total liability for any claim will not exceed the amount you paid for the product giving rise to the claim.

10. Indemnification

You agree to indemnify and hold harmless Cognival LLC from any claims, damages, or expenses arising out of your breach of these Terms or your misuse of the Service.

11. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of the United States and the state in which Cognival LLC is organized, without regard to conflict-of-law principles.

13. Contact

Cognival LLC — Solutions@cognival.co

© 2026 Cognival LLC / Marc Illy. All rights reserved.